Health Insurance

What is Voluntary Health Insurance?


Voluntary health insurance (VHI/DMS) is a type of personal insurance, which allows an insured person to get health services at medical institutions. VHI/DMS policies for international citizens can ensure protection from life- and health-related risks throughout the period of their stay in Russia.

 

Why is it Important for an International Citizen to have a Health Insurance Policy?


Firstly, a health insurance policy is one of the required documents that confirms a foreign citizen’s right to stay in Russia. All international citizens are required to purchase a health insurance policy within 15 days from their date of arrival to Russia. A health insurance policy must be valid throughout the entire period of their stay in Russia.

Furthermore, a health insurance policy allows citizens to get health services at medical institutions in Russia.

 

How Can International Citizens Purchase a Health Insurance Policy?


International citizens can purchase a health insurance policy from the representatives of insurance firms recommended by HSE University. 

Health insurance options for international citizens.
 

Insurance company

Insurance fee
per calendar year

What is included

Insurance coverage

Address and Telephone Numbers of insurance company

Absolut Insurance

3600 rub.

- Outpatient care

- Emergency dental care

- Emergency medical care

- Annual medical check-up

- Repatriation

100 000 rub. 

Perm, ul. Petropavlovskaya, 53, office 107

contact person: Irina
tel.: +7 (342) 240-38-06 ext. 5302
 

VSK

3600 rub.

“Russian medical assistance”:

- Medical services (outpatient and polyclinic  services, ambulance, hospital confinement)

- Medical transportation services

- Emergency dental care

- Repatriation of remains

- Insurance coverage on dental care with limit up to 4 000 rub.

Any individual from 18 to 75 years may be insured

Insurance period —from 3 months to 1 year 

from 500 000 rub.

Perm, ul. Dvadtsat Pyatogo Oktyabrya, 18

 

To receive medical aid, please dial
8-800-200-14-41.
Calls are free in RF.

Policy is valid in 5 days after issuing the policy.

 

Ingosstrakh

2700 rub.

Minimal insurance includes:

- Repatriation

- emergency medical aid.

- outpatient visit

- doctor’s home visits

100 000 rub. +  50000 rub. for repatriation

Tel. 210-38-81
ulitsa Lenina, 58а, Lyubimov business centre

 

Insurance protection starts 5 days after issuing the policy.

 

Reso-garantia

1500 rub. Without repatriation

2800 rub with repatriation.

«DMS trudovoy»

 

Insurance covers:

- Outpatient care;

- Emergency hospitalization

- Doctor home visits are NOT included;

- Ambulance is NOT included 

130 000 rub.

Ulitsa Yekaterininskaya, 75, office 110. Tel. +7 (342) 212-06-60.

 

To issue a policy you need your passport + translation, your migration card and registration coupon.

 

Insurance protection starts 5 days after issuing the policy.

Important! If a health insurance policy is not purchased or done so at a later date, international citizens may be subject to disciplinary measures as per HSE University’s internal bylaws.